I discovered just how far I could stretch over the last few years, and it has made a world of difference!
Several years ago, I had tons of debt and no savings and was going through a divorce. Now, I have no credit card debt at all, I have months of my current income saved away, and my car is nearly paid off. And I just bought a house! I am still working on the student loans, but I’m down to one after paying one off in the summer of 2013!
I am working hard at becoming even more fantastically frugal and I am doing it without deprivation. The point of money is to be able to do what you want, isn’t it? And experiences are worth more than things, so I am also going to try to start paring things down a bit.